Terms and Conditions

These Terms and Conditions ("Terms") govern your use of our website and the loan products and services we offer. By accessing our website or applying for a loan, you acknowledge that you have read, understood, and agree to be bound by these Terms.

Loan Products and Services 1.1 Lend Logic Solutions offers a range of loan products and services, including personal loans, vehicle loans, and business loans. The specific terms and conditions of each loan product will be provided in separate loan agreements. 1.2 All loan applications are subject to credit assessment and approval by Lend Logic Solutions and its panel of lenders. We do not guarantee that your loan application will be approved.
Eligibility and Application Process 2.1 To be eligible to apply for a loan, you must be at least 18 years old, an Australian citizen or permanent resident, and have a regular source of income. 2.2 You agree to provide accurate, complete, and up-to-date information in your loan application. Any false or misleading information may result in the rejection of your application or the termination of your loan agreement. 2.3 We may request additional documentation to support your loan application, such as proof of income or identification. You agree to provide this documentation promptly upon request.
Loan Agreements and Repayments 3.1 If your loan application is approved, you will be required to enter into a separate loan agreement with the lender. The loan agreement will set out the specific terms and conditions of your loan, including the interest rate, fees, and repayment schedule. 3.2 You agree to make all loan repayments on time and in accordance with the terms of your loan agreement. Late or missed payments may result in additional fees and charges, as well as negative impacts on your credit score.
Fees and Charges 4.1 Lend Logic Solutions does not charge any fees for its loan matching and application services. However, the lender may charge fees and charges in connection with your loan, such as establishment fees, account keeping fees, or early repayment fees. 4.2 All fees and charges will be disclosed in your loan agreement and/or the lender's terms and conditions. You agree to pay all fees and charges in accordance with these documents.
Intellectual Property 5.1 The content and materials on our website, including text, graphics, logos, and images, are the intellectual property of Lend Logic Solutions and are protected by copyright and other intellectual property laws. 5.2 You may not reproduce, distribute, modify, or create derivative works from our website content without our prior written consent.
Disclaimer and Limitation of Liability 6.1 While we endeavor to provide accurate and up-to-date information on our website, we do not guarantee the completeness, accuracy, or reliability of this information. 6.2 To the fullest extent permitted by law, Lend Logic Solutions excludes all liability for any loss or damage (including indirect or consequential loss) arising from or in connection with your use of our website or loan products and services.
Privacy 7.1 We collect, use, and disclose your personal and financial information in accordance with our Privacy Policy, which is available on our website. 7.2 By providing us with your personal information, you consent to its collection, use, and disclosure in accordance with our Privacy Policy and these Terms.
Amendments to Terms and Conditions 8.1 Lend Logic Solutions reserves the right to amend these Terms at any time by posting the updated Terms on our website. Your continued use of our website or loan products and services after the posting of updated Terms constitutes your acceptance of the amendments.
Governing Law and Jurisdiction 9.1 These Terms are governed by the laws of Victoria, Australia. Any disputes arising from or in connection with these Terms will be subject to the exclusive jurisdiction of the courts of Victoria.

If you have any questions or concerns about these Terms, please contact us at info@lendlogicsolutions.com.au or 1300 388 380.